1. Acceptance of Terms

By accessing or using QuantAI's services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

2. Description of Service

QuantAI provides AI-powered trading software and related services ("Service") designed to assist users in making investment decisions. Our Service includes:

• Automated trading algorithms and strategies
• Market analysis and predictions
• Portfolio management tools
• Risk assessment and management features
• Real-time market data and alerts

3. User Eligibility

To use our Service, you must:

• Be at least 18 years old or the age of majority in your jurisdiction
• Be a Canadian resident or citizen
• Have the legal capacity to enter into binding agreements
• Provide accurate and complete registration information
• Maintain the security of your account credentials

4. Investment Risks and Disclaimers

4.1 Risk Warning

Trading and investment activities involve substantial risk of loss. Past performance does not guarantee future results. You should carefully consider whether trading is appropriate for you based on your experience, objectives, financial resources, and other relevant circumstances.

4.2 No Investment Advice

QuantAI provides tools and technology but does not provide investment advice. Our Service is for informational purposes only and should not be construed as personalized investment recommendations.

4.3 AI Limitations

While our AI algorithms are sophisticated, they are not infallible. Market conditions can change rapidly, and AI predictions may not always be accurate. Users should exercise their own judgment when making investment decisions.

5. User Responsibilities

As a user of QuantAI, you agree to:

• Use the Service in compliance with all applicable laws and regulations
• Provide accurate and up-to-date information
• Maintain the confidentiality of your account information
• Monitor your trading activities and account balances regularly
• Notify us immediately of any unauthorized use of your account
• Use the Service only for your own personal investment activities

6. Prohibited Activities

You may not use our Service to:

• Engage in any illegal or fraudulent activities
• Manipulate markets or engage in market abuse
• Share your account access with unauthorized parties
• Reverse engineer or attempt to decode our algorithms
• Use automated systems to access our Service without permission
• Interfere with the proper functioning of our systems

7. Fees and Payment

7.1 Subscription Fees

Use of QuantAI requires payment of subscription fees as outlined in our pricing plans. Fees are billed monthly or annually as selected during registration.

7.2 Payment Terms

Subscription fees are due in advance and are non-refundable except as specifically provided in our Refund Policy. We reserve the right to change our fees with 30 days' notice.

7.3 Performance Fees

Certain premium plans may include performance-based fees calculated as a percentage of profits generated through our Service. These fees will be clearly disclosed before enrollment.

8. Intellectual Property

All content, software, algorithms, and materials provided through QuantAI are protected by intellectual property laws. You are granted a limited, non-exclusive license to use our Service for your personal investment activities only.

9. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. By using our Service, you consent to our data practices as described in our Privacy Policy.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, QUANTAI SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OUR SERVICE, INCLUDING BUT NOT LIMITED TO TRADING LOSSES, LOST PROFITS, OR DATA LOSS.

11. Indemnification

You agree to indemnify and hold harmless QuantAI, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our Service or violation of these Terms.

12. Termination

Either party may terminate this agreement at any time. QuantAI reserves the right to suspend or terminate your access to our Service immediately if you violate these Terms or engage in prohibited activities.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ontario, Canada. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Ontario.

14. Changes to Terms

We may update these Terms from time to time. Material changes will be communicated via email or through our Service. Continued use of our Service after changes take effect constitutes acceptance of the new Terms.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.